Process
We will get some information from you - name, address, job - and talk a little about what you are looking for so we can see if we can help you.
We will get permission to pull your credit report and start looking into loan options and lenders who we can work with.
We will set up a meeting to discuss the loan options that make sense for your current needs.
Verification of information.
Information is reviewed to make sure it fits the loan you are applying for.
Your loan is approved!
Final information collected and papers signed.
Information Required for Loan Application
Typically, to ensure your loan goes smoothly we will need the following information during the loan process:
- W2 forms from the past two years
- If self employed, federal tax returns from the past two years
- Pay stubs from the past 30 days
- Bank statements from the past two months or most recent quarterly statement
- Name and phone number of insurance agent
- Copy of drivers license
If applicable:
- Bankruptcy paperwork
- Divorce Decree/Separation Agreement